When someone is involved in a car accident, there are certain things that should not be said. Saying the wrong thing can result in a denied injury claim and loss of compensation for damages. Until the accident scene is investigated and fault is determined, it’s best to remain silent. Insurance companies look for evidence that may sway an accident claim for injuries and property damages in their favor.
Don’t Admit Fault
Determining fault for a car accident is a major factor in calculating compensation for injuries and property damages. Admitting fault at the accident scene can result in losing damage awards for medical expenses, lost wages, emotional distress, pain and suffering, and car repairs. To protect legal rights, do not admit fault to law enforcement, other drivers, or insurance companies.
While apologizing to accident victims may simply be a gesture of compassion, doing so may be misconstrued as an admission of guilt. Kind words like “I’m sorry” may be taken to mean “I’m sorry that I caused the accident” or “I’m sorry for what I did.” If recorded statements from the accident reveal an apology was made, those words may cause an insurer to deny the claim.
Don’t Discuss Injuries
Following a car crash, some injuries like cuts and bruises may be apparent right away, while internal injuries may take hours, days, or even weeks to surface. If injured in a car crash, victims should avoid discussing their injuries. They should seek immediate medical attention and avoid signing a medical release form from an insurer until talking to their car accident lawyer.
Don’t Give Out Information
When filing a claim with an insurance company, victims should not provide the names or contact information for family members, friends, or doctors. To minimize losses, insurers often hire investigators to gather incriminating evidence against a claimant. Investigators often contact a claimant’s relatives, friends, neighbors, and business associates looking for evidence.
At the scene of an accident, it is safe to check other people for injuries and call 911 for help. If another driver caused the accident, victims should remain calm and avoid angry conversations. Staying silent, taking accident scene photos, and seeking medical attention can help ensure a victim’s right to recover compensation is protected.